Home ownership is a big step, but it has risks

Dearest Friends,

We hope the summer has been treating you well. We certainly have been working hard and enjoying the time with our families too. This month we thought we would welcome a special expert on Mortgage Insurance to our newsletter. 

Have you ever wondered if mortgage insurance is worth it for you? Our friend and referral partner, Shannon MacDonald, has shared her expertise on the differences in mortgage insurances in the article below. Not all plans will suit your needs, and knowing what questions to ask can ensure you receive the right coverage. We hope you enjoy the good read and feel free to reach out to us anytime to discuss what mortgage insurance would work best for you! We are always here and happy to help! 



Rachel, Dana, and Chris



Before you say yes to mortgage insurance, consider a product designed to protect you and your loved ones – not your lender. 

Mortgage financing is probably one of the largest financial commitments you will make in your life. It’s natural to want to protect that commitment for your family in case of death, accident or illness. All too often, people assume this protection has to come from their mortgage lender, but you should know you have other options. Using a personal insurance plan instead of mortgage insurance can offer you and your loved ones better guarantees, greater choice, more flexibility – and in most cases at a lower cost. 

Here are 6 great reasons to choose personal insurance instead of mortgage insurance:

Read More

Shannon MacDonald, B.Sc.(Econ), CFP

Financial Consultant
Investors Group Financial Services Inc.
Office: (613) 591-7639


Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Great-West Life Assurance Company.

148 Cambie Road

Welcome to 148 Cambie Road in Riverside South, the vision of contemporary living by HN Homes. This Hutton model with loft includes extensive upgrades to finishings and appliances.  
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75 Aylen Avenue

Calling all investors! This 60’ x 167’ R2 F zoned lot is prime for redevelopment or with a little TLC, it could be your next income property.

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202-111 Echo Drive

Welcome to the prestigious Canal One Eleven condos. Maintenance free living with million dollar views of the canal. Tennis court, indoor swimming pool, hot tub, gym, squash court, indoor driving range, underground parking, security.  
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148 Cambie Road - Riverside South

This Month's Question:

Why do homeowners in Scotland paint their front doors red? 
The first five individuals to respond correctly will win a $10.00 gift card to Starbucks. Thank you and good luck!

Email your answers to: info@rachelhammer.com
(Only one winner per household will be awarded a gift card and all previous winners must wait a minimum of 30 days before being able to win this trivia question)


Last Month's Question and Winners

Which of our current listings has automatic window blinds?
Answer: 505 Antique Court

Congratulations to:

Layla H. and Chantal W. who correctly answered last month and won a $10.00 gift card to Starbucks.
Copyright © 2019 Royal LePage Team Realty, Hammer & Associates, Brokerage Inc., All rights reserved.

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This was my first experience buying a home and I wasn't sure what to expect. The Rachel Hammer Team and my agent Chris Colton were phenomenal to work with. I felt as if I was their only client. Their real estate knowledge, responses to my questions, and availability were very appreciated.
• Anita