April 2012 - New buyer's information resources

April 2012 - Hammer Home News

Spring is here and I have great news for buyers! This market is certainly providing you with a lot more options than before.  I may be too early to say, however, I believe the market is changing from the forecasted, “balanced market” towards a “buyer’s market”. This means more options for buyers and more buying power.

I have been working with many new buyers so I felt this month would be a great time to share a few informational websites to use as reference when considering purchasing in the Ottawa market and surrounding areas.

Grow Ops: http://www.ottawapolice.ca/en/servingottawa/sectionsandunits/drugs/index.aspx
The Ottawa Police website provides information and addresses of properties where grow-ops were discovered. Real Estate Agents are obligated to disclose these types of properties on any MLS listing.

Crime Reports: https://www.crimereports.com
It would benefit you as a buyer to discover the types and amounts of crime in your considered new area of the city. You can be surprised how a few too many incidents would deter you from purchasing in a neighbourhood.

Planned Projects: http://ottawa.ca/en/city_hall/planningprojectsreports/index.htm
The city of Ottawa has a section on its website which provides information about planned community projects and reports. Depending on whether you are moving near the 417 hwy, backing on NCC land or an open field, it is vital to look into future plans set out in your new area. Future city projects can be a huge factor in market value down the road when it comes time to sell your property. Ultimately I suggest calling the city directly but the website is helpful for preliminary information.

Home Warranty information: http://www.unirisc.ca/HomeWarranties_ENG.htm
Consider the options available to you regarding insuring your home for unforeseen home system or appliance breakdowns for the first year after purchase. The cost is reasonable and ensures that various components of your new home will be covered for any defects or possibly replaced.

Canadian Real Estate Resources: http://www.cmhc-schl.gc.ca/en/co/buho/index.cfm
One of the best websites for all your real estate needs in Canada, I encourage you to explore the Canadian Mortgages and Housing Corporation, better known as the CMHC website. It is very user friendly with tools, checklists and printable documents about any of the housing and rental markets in Canada.

Land and Water information: http://www.rvca.ca/plan-reg/index.html
The Rideau Valley Conservation Authority is important for those considering homes in rural areas. The RVCA reviews development proposals (Municipal Planning) within or adjacent to natural areas. They also regulate construction in environmentally sensitive areas such as wetlands, shorelines and waterways. The RVCA also oversees permits for the construction, enlargement or alteration of a septic system in the City of Ottawa and Tay Valley Township.

Hopefully you will find these websites informative and helpful!
Enjoy the sunny weather and hope to see you soon!


The trouble with the Buffet Rule
By Brian Lee Crowley, The Ottawa Citizen

If you are Rip Van Winkle awakening from 20 years’ slumber, you might not know about the Buffett Rule. But almost everyone else does. Named after billionaire investor Warren Buffett, it would establish a minimum tax rate of 30 per cent on people earning over a million dollars.   Buffett proposed the rule to remedy what he sees as the inequity of his effective tax rate being lower than his secretary’s, despite her income being, ahem, somewhat lower.  Is the Buffett Rule a good idea? This is a question that is relevant in Canada as much as in the United States. Tax policy is one of the things that is increasingly marking out the policies of the tax resistant Tories vs. the tax-friendlier NDP and the schizophrenic Liberals.  Read More... 

Trivia Question


This Month's Trivia Question:

What was the name of the real estate company that Marge Simpson worked for in Season 9 of The Simpsons?

The first five individuals to respond correctly will win a $10.00 gift card to Starbucks.  Email your answers to rachel@rachelhammer.com

Last Month's  Trivia Question:

What real estate board game became the best-selling game in America just one year after it was created?

The Answer was: Charles B. Darrow invented Monopoly in 1934 to cheer himself up while unemployed durring the Great Depression.  Monopoly is now the most popular board gamein the world and has sold over 200 million copies.

Congratulations goes out to Mark, Laurie, Joanne, Melanie & Jennifer for winning last month's trivia prizes. 

Coming Soon!

411 Grey Seal Circle

Meticulously maintained three bedroom two bathroom townhouse in sought after Riverside South.

Enjoy this Urbandale San Diego model, complete with ceramic tiled foyer, bathrooms and fully finished basement.

The backyard offers a large sized deck great for entertaining and fully fenced area for your personal enjoyment.

This home is not on MLS - know someone who may be interested, call me today...


66 Redpath Drive

Welcome to this freshly painted, spacious townhome in this lovely barrhaven neighbourhood.

Enjoy the open concept tiled kitchen with newer fridge and dishwasher.

Main floor living with gas fireplace and patio doors leading you to large deck and private fenced yard with no rear neighbours.

Upstairs enjoy three generously sized bedrooms.

Lower level includes a finished family room and great storage spaces.



649 Aquaview Drive

Every detail awaits you here in this warm meticulously maintained minto paloma.

Beginning with front brick exterior and lighting, beautifully designed interlock, PVC fencing and garden beds.

Inside enjoy ceramic foyer, spacious entertaining areas including open concept kitchen overlooking family room with fireplace. 


Copyright © 2012 Hammer & Associates Brokerage,
All rights reserved.

Rachel Hammer, Broker
Coldwell Banker First Ottawa Realty Brokerage
1419 Carling Avenue, Suite 219
Ottawa, Ontario K1Z 7L6
Office 613.728.2664
Direct 613.369.8314

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From step one, Dana instilled a sense of confidence in our decision to look for and purchase a home. Dana is a great agent: her profound knowledge of Ottawa’s real estate market and impeccable professionalism are combined with a great sense of humour, which made our experience looking for a home a lot of fun. From our first meeting, Dana struck us as an honest person, who is there to represent our best interest. We had no doubt that she would always share her opinion when we asked her what she thought about a house itself, an area or our options.
• Olga & Scott